We all like saving money in the traditional ways: free
stuff, coupons, sales, etc. But there are other ways for us to be smart
consumers, all it takes is a little bit of effort.
We spend time researching the best deals on the items we
want to buy, but we rarely think about what happens after we make the purchase.
With cash back credit cards, you can get $6 back after a
$100 purchase. It may seem like a small amount, but these rewards begin to add
up. And I’m not talking about frivolous purchases, either. This is money you
spend on gas and groceries. You’re going to buy the stuff anyway, so why not
put it on a credit card and get cash back?
To help you take advantage of this savings strategy, I’ve
compiled a list of the best cash back credit cards in 2015. For more info on
these cards, including instructions for signing up, check out Google
BankAmericard Cash Rewards Credit Card
3% Cash back on gas and 2% cash back at grocery stores. 1% cash back on every other purchase. 0% Introductory APR for 12 billing cycles. $100 online cash rewards bonus after you spend at least
$500 on purchases in the first 90 days of account opening.
4. Citi Double Cash Card
only card that earns you cash back TWICE on every purchase. 1%
cash back when you buy, plus 1% cash back as you pay for those purchases, whether
you pay in full or over time. 0% intro APR on balance transfers and purchases for 15
months. No annual fee.
3. U.S. Bank Cash+ Visa Signature Card
cash back on your first $2,000 per quarter.2% cash back on your choice of one “every day” category
(like gas or groceries).1% cash back on everything else.No
limit on total cash back.No
Discover it Credit Card – Double Cash Back
Cash back at Home Improvement Stores, Department Stores, and at Amazon.com up
to $1,500 per quarter. 1% cash back on all other purchases. 0% intro APR on purchases & balance transfers for 12
months. New “Freeze It” on/off switch lets you prevent new
purchases, cash advances & balance transfers on misplaced cards in seconds
by mobile app & online. No annual fee.
1. Blue Cash Preferred Card from American Express
6% cash back at US supermarkets, up to $6,000 per year in
purchases. 3% cash back at US gas stations & select US department
stores. 1% cash back on all other purchases. 0% intro APR on purchases and balance transfers for 15
months. Get $150 back after you spend $1,000 in purchases on your
new Card in your first 3 months.