Wow, we're impressed, you are a savings master! You understand and know how to avoid spending unnecessary money. Good for you! Hopefully, there's still something we can teach you.

You have a good handle on your finances. You do, however, allow yourself to spend money on things that are important to you. Balance is key! You save money and spend money. Just make sure you save first and then spend, not the other way around.

There's a difference between spending money and wasting money. You aren't wasting money if you are spending on things that are important to you. Make sure your budget is locked down so the spending you do doesn't turn frivolous.

Saving money and spending money is entirely preference. However, if you spend money on too many things you may find yourself living outside of your means. Make sure you always have enough funds to cover your needs and unexpected expenses. If you need help creating a budget, we're happy to assit!