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Is Your 2019 Budget Too Risky?
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December 21st, 2018
<br> <section> <h2>Is Your 2019 Budget Too Risky?</h2> <br><br>One of the most necessary parts of planning for the new year is setting a new budget. As stressful as it can be, the work you do now will make 2019 easier and more successful. But don't think creating a budget is enough. <br> <br><br> <br>Millions of Americans don't consider enough when planning their finances, and an incomplete budget is a risky way to start the new year. Answer these questions and see if you're prepared!<br> <br> </section> <section> <h2>Did you track your budget for 2018?</h2> </section> <section> <h3>Are you planning on saving a bit every month for emergencies?</h3> </section> <section> <h3>Do you have a recreational savings goal?</h3> </section> <section> <h3>Did you account for paying off any debt you may have?</h3> </section> <section> <h3>Are you accounting for taxes in your budget?</h3> </section> <section> <h3>If you lost your job, do you know how your budget would need to change?</h3> </section> <section> <h3>Do you have a way to track your budget's success throughout the year?</h3> </section> <section> <h3>Have you considered any big-ticket purchases you'll make in 2019?</h3> </section> <section> <h3>Have you tracked all of your recurring expenses?</h3> </section> <section> <h3>Are you budgeting for contributions towards your retirement?</h3> </section> <section> <h2>Back To Budgeting</h2> <br><br>Based on your answers, next year will involve plenty of financial risk if your budget goes unchecked. Return to the drawing board and figure out where you need to fix things. It's not too late to get back on track!<br> <br> </section> <section> <h3>You're Almost There</h3> <br><br>Your 2019 budget isn't perfect but it's on track! Just a few minor adjustments will have you ready to enjoy the year stress-free. <br> <br> </section> <section> <h3>The Perfect Budget</h3> <br><br>Congratulations! You have accounted for everything, and your budget is in great shape. Relax this year knowing that your finances will be in order, as long as you stay disciplined.<br> <br> </section> <br>
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